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全美房事壓力最大的地區
發布日期:06/30/16
World Journal
June 30, 2016

最新調查顯示,加薪速度趕不上房價飆漲,再加上住屋供不應求,洛杉磯縣與橙縣屋主全美財務壓力最大。

據全美建商協會(National Association of Home Builders)調查,2016年第一季洛杉磯縣民眾買房負擔能力從2014年的17.7%降至15.6%,橙縣從17.4%降至16.2%,主要原因 是加薪趕不上房價飆漲。兩年來洛杉磯縣房價上升11.9%,但收入只增加2.4%。橙縣房價上升7.9%,但收入只增加1.9%。不過橙縣紀事報 (Orange County Register)指出,造成兩縣民眾「房事」財務壓力的根本原因是供不應求。太多人追尋太少房子,造成水漲船高。

紀事報說,洛杉磯縣與橙縣最大問題是經濟回春,居民愈來愈多,但新屋興建還不到需求量一半。雪上加霜的是,在加州建屋面對重重障礙。審核程序冗長費 時,包括環評報告與社區反對。買不起或買不到房子的人只得租屋,剛好因金融海嘯房屋遭法拍的屋主也加入房客行列,使房租也高到難以負擔。

在供不應求之下,洛杉磯縣與橙縣房租在2010年至2014年間上漲3%。據人口普查局資料,2014年兩縣有53%民眾房租超過收入30%(亦即 受到房事財務壓力),在全美大都會地區居第三名。對有自己房屋民眾而言,2014年兩縣有40.5%民眾養房支出超過收入30%,高居全美大都會地區第一 名。

紀事報說,住屋供不應求另一後果為同一屋內塞進更多人。人口普查局資料顯示,洛杉磯縣與橙縣平均每單位2.9人,在全美大都會區居第二名。供需失衡也造成長堤(Long Beach)公寓待租率低至只有2%,吉屋招租一上市,就有兩、三組房客來搶。

 

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